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Posté par Purpose Investments en juin 18ème, 2025

What Is a Spot XRP ETF?

Here’s your no-nonsense guide to understanding a streamlined way to invest in one of crypto’s most practical tokens. In this explainer, we’ll break down exactly what a spot XRP ETF is, how it differs from other crypto funds like futures ETFs or crypto-adjacent equities, and why Purpose XRP ETF (TSX: XRPP) offers a uniquely accessible way to participate in one of the most utility-driven digital assets in the world.

Because not all crypto ETFs are created equal. And when it comes to spot ETFs, the details matter.

What Is XRP?

XRP is the native token of the XRP Ledger (XRPL)—a decentralized blockchain purpose-built to make global payments faster, cheaper, and more efficient. It’s not a meme coin or a speculative moonshot. It’s a digital asset designed for utility, and it’s already being used by financial institutions around the world to facilitate cross-border transfers and liquidity.

In short: XRP isn’t trying to replace fiat currency. It’s trying to move it faster.

What Is a Spot ETF?

A spot ETF gives investors direct exposure to the underlying asset. That means if you invest in the Purpose XRP ETF, you’re investing in actual XRP held in institutional-grade cold storage—not in futures contracts, company stock, or derivatives.

  • You get real-time exposure to the market price of XRP
  • Without the need to manage digital wallets, keys, or crypto exchanges
  • In a familiar, regulated investment format

Spot vs. Futures: Why It Matters

Most early crypto ETFs were futures-based. These ETFs don’t hold the actual crypto—they hold contracts that speculate on the price of that crypto. Think of it as betting on the horse race instead of owning the horse.

Here’s a quick breakdown:

 Spot XRP ETF (like XRPP)Futures-Based ETF
Holds actual XRPYesNo
Price tracks XRPDirectlyIndirectly (may lag or lead)
ComplexitySimple, transparentMore opaque and harder to explain
VolatilityMarket-drivenMay experience added volatility

For advisors and investors alike, simplicity + transparency + real exposure is the winning combo.

Why the Purpose XRP ETF (XRPP) Is Different

We launched the world’s first spot Bitcoin ETF and built one of Canada’s most comprehensive digital asset lineups. Our latest addition—XRPP—brings everything we’ve learned into a product built for today’s crypto investor.

Here’s what sets it apart:

  • Institutional-Grade Protection: We’re currently the only XRP ETF in Canada with two independent custodiansGemini and Coinbase—for an added layer of security and peace of mind.
  • CAD-Hedged Option: XRPP is the only XRP ETF in Canada with a CAD-hedged class, helping protect investors from U.S. dollar currency risk.

Why Now?

Demand for XRP exposure has been growing—especially among investors who are tired of the friction that comes with direct crypto ownership. And as blockchain adoption shifts from speculation to application, XRP’s role in real-world financial infrastructure makes it uniquely positioned to grow with that trend.

The Purpose XRP ETF is our answer to that demand: a regulated, streamlined way to invest in the future of global payments.

A Practical Asset, Packaged for Real Portfolios

Crypto doesn’t have to be complicated—or chaotic. At Purpose, we believe investors deserve access without the anxiety. That’s why we’ve built an ETF platform designed to make digital asset investing smarter, safer, and simpler.

Whether you’re an advisor seeking clarity or an investor seeking exposure, XRPP delivers real access to real assets, built for real-world use.

—Paul Pincente, VP Digital Assets, Purpose Investments

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The content of this document is for informational purposes only and is not being provided in the context of an offering of any securities described herein, nor is it a recommendation or solicitation to buy, hold or sell any security. Information contained in this document is not, and under no circumstances is it to be construed as, an offering memorandum, prospectus, advertisement or public offering of securities. No securities commission or similar regulatory authority has reviewed this information, and any representation to the contrary is an offence. The information contained in this document is believed to be accurate and reliable; however, we cannot guarantee that it is complete or current at all times. The information provided is subject to change without notice.

Commissions, trailing commissions, management fees and expenses may all be associated with investment fund investments. Please read the prospectus and other disclosure documents before investing. Copies of the prospectus may be obtained from www.purposeinvest.com/fund-documents. There can be no assurance that the full amount of your investment in a fund will be returned to you. If the securities are purchased or sold on a stock exchange, you may pay more or receive less than the current net asset value. Investment funds are not guaranteed, their values change frequently, and past performance may not be repeated. Crypto assets can be extremely volatile and there is no guarantee that the amount invested will be returned to
 you. Fund distribution levels and frequencies are not guaranteed and may vary at the sole discretion of Purpose.

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